The United States is a land of natural wonders. Unfortunately, however, it is also a region that many dangerous weather events and natural disasters, including floods can impact. Since damage by floods often isn’t covered by standard home insurance plans, you may need to take out a flood insurance policy. Folks who live in or near Oklahoma City, OK should contact Freeland Insurance to learn more.
Let’s take a look at some of the worst floods in American history.
The Worst Floods to Strike America
Ultimately, human lives are far more valuable than property. The Johnstown Flood of 1889 didn’t cause as much property damage as some other floods, but it claimed the lives of more than 2,000 people, making it the deadliest flood in American history. Tragically, the same area was hit by flooding in 1977, and 84 people lost their lives.
More recently, the flooding caused by Hurricane Katrina in 2005 claimed 600 lives and generated more than $160 billion in damages. The Great Mississippi Flood of 1927 is believed to have killed at least 500 people and resulted in more than 17 billion dollars in damages when adjusted for inflation. The following year, the St. Francis Dam failed near Los Angeles, causing a flood in the typically dry city. Roughly 430 people died.
In 1937, the Ohio River flood claimed roughly 385 lives. Heavy rains caused this flood and ultimately left more than a million people homeless. More recently, the Black Hills Flood of 1972 was also caused by heavy rains and claimed the lives of 238 people.
Standard homeowner’s insurance may not cover the damage caused by flooding. Fortunately, however, you may be able to take out a flood insurance policy. This will protect your financial well-being from floods like those listed above. Want to discuss policy options? If you live near Oklahoma City, OK, visit Freeland Insurance.